SMSF Property Investment – Self Managed Super Funds

Do you have more than $100,000 in your superannuation fund?
You could join the thousands of people who have chosen to take advantage of the wonderful new Superannuation legislation that allows you to manage your own Superannuation Investments using a process called ‘Self Managed Super Funds‘ – SMSF (SMSF Property Investment). Many of these SMSF holders have looked towards positively geared property investments to expand the value of their Superannuation because of the higher level of security that real estate property has traditionally offered and because these property investments have offered a consistently higher level of performance than many other forms of investment. In most cases, too, there are tax advantages in using your SMSF to buy an SMSF property investment.

SMSF Property Investment – We Do The Hard Work For You

We provide an end-to-end service for people with self managed super funds and source lucrative, positively geared, high income, residential property in Australia, for high ROI SMSF property investment. Currently we are sourcing properties in Sydney and The Hunter Valley. In the future we will also be sourcing properties in Melbourne, Brisbane, MacKay and Gladstone and we may add to this list over time.

Contact us to find out how we can can do the hard work for you:

  • We arrange your SMSF Loan, Security Trustee, etc.
  • We source an appropriate property providing positively geared investment for SMSF purposes
  • We setup SMSF property management to manage tenants, maintenance, council rates etc.

How Much Superannuation Do You Need?

The ideal minimum amount to have in your superannuation account for an SMSF property investment is $200,000. This figure can be derived from one person’s superannuation or, if you have a spouse, the two of you can combine your superannuation. In other words if you have $140,000 in your account and your spouse has $60,000 then you can combine the two for this purpose and so it adds up to $200,000. While $200,000 is the ideal, we can make this form of smsf property investment work with as little as $100,000.

Why Buy Your SMSF Property Through Quick Housing Solutions?

Buy your SMSF property investment through QHS because:

  • We  specialise in sourcing ideal residential properties in Australia that are suitable for long term, high ROI, SMSF property investment. If possible, we look to building Modular Homes in residential back yards, to provide positively geared properties for SMSF property investors.
  • We can do all the hard work to assist you in obtaining your SMSF Loan and Security Trustee etc. and management of your property after purchase (tenant management, property maintenance, council rates, etc.).

We source ideal residential properties and build modular homes on them. What this means is that you get the huge benefit of having two rental returns for one residential property. For instance, traditionally an investor might buy a residential property for $410,000 and get $22,000 rental income from it. But if you build a $90,000 Modular Home in the back yard, you can then get another $18,000 rental income, meaning that you now get $40,000 rental income from a $500,000 investment. That means 20% return on the $90,000 and an overall 8% return on the $500,000. For SMSF property investment, sourcing suitable properties for double income SMSF property investment is a very difficult task that has been made difficult by the current Federal Government SMSF Property Investment Legislation. Nevertheless we are constantly on the lookout for suitable opportunities.

SMSF Property Investment

Why Buy Your SMSF Property In Australia?

Buy your SMSF property in Australia because:

  • The Australian economy has been in growth for the last 20 consecutive years up to the start of 2011 (Australia was one of the few countries that did not go into recession during the global financial crisis). Only unprecedented floods in Queensland caused a temporary drop in growth.
  • Australia is one the most economically resilient countries in the world
  • Australia is one the most politically stable countries in the world
  • Australia is one the most globally competitive countries in the world in terms of business
  • Australia’s sustained growth has exceeded all countries in the OECD for the 15 years up to the start of 2011
This makes Australia ideal for property investment opportunities and, in particular, SMSF property investment. Even though, as we explain below, New South Wales is providing the most opportunities for SMSF property investment at the moment, we are also finding excellent opportunities for high yield SMSF property investment in the high growth areas of several other States.

Why Make Your SMSF Property Investment In Granny Flats In NSW?

Because of the way the SMSF Property Investment legislation is structured, properties with granny flats are very hard to come by for SMSF property investment purposes. But they make for superb SMSF property investment because they provide dual income.

The NSW Government has put new policies in place that encourage the building of Modular Homes in the back yards of residential properties in order to boost the level of accommodation. This gives investors a wonderful opportunity to get positively geared property investments. Many property investment experts are quietly seeking out this form of investment now, “quietly” because they know they are onto a good thing and they don’t want too much competition. They are wanting to do it now while the property prices are still low. Positively geared property investments of this nature, this year, are expected to triple what they were last year.

There is a wonderful opportunity for Self Managed Super Fund property investors from all around Australia at the moment. This is an opportunity to invest in the lucrative, positively geared property investment opportunities that exist in NSW currently. We are talking here about using your self managed funds from your SMSF loan to invest in residential, positive cash-flow property that includes a back yard Modular Home, in high demand areas of NSW. NSW is opportunity rich for high quality SMSF property investment.

Why Buy Your SMSF Property In Sydney, Australia?

Every so often a really good opportunity for investment arises, such as has recently occurred in Sydney. The reason for this is the unprecedented demand for accommodation in Sydney coupled with several other factors. Together this is putting steady upward pressure on property values and rental returns.

Buy your SMSF property in Sydney, Australia because:

  • There are over 30,000 people wanting accommodation in Sydney each month but less than 10,000 new dwellings built.
  • Rental returns in our type of property investment in Sydney are currently increasing at about 10% per year.
  • The NSW Government wants to increase the population of Sydney by half a million people while preventing any further expansion in the area of the metropolitan area.
  • Sydney’s economy is larger than that of Singapore, Malaysia or Hong Kong and accounts for more than one third of Australia’s GDP.
  • Properties in Sydney are notably safe from natural events – Sydney has a mild climate and no history of natural disasters such as extreme winds or tsunamis or large earthquakes.
All these factors add up to Sydney being the hottest spot in Australia for SMSF property investment at the moment.

Why Buy Your SMSF Property In Lower Hunter Valley, Australia?

There are simply not enough houses in this rapidly expanding area of Australia. This means upward pressure on property values and rentals.

Buy your SMSF property in the Lower Hunter Valley because:

  • Less than 1% vacancy rate
  • 6% to 8% capital growth on residential properties currently
  • 18% of the world’s coal is mined here and the amount is increasing – Australia’s coal industry is expected to expand by 66% over the next 4 years
  • There is an oversupply of quality potential tenants
  • Baby Boomers looking for a “tree-change” are heading to the Lower Hunter as retirees and pre-retirees.
  • The housing under-supply in the Lower Hunter is currently around 4000 and worsening every day.
  • There is a new freeway to Sydney making the trip only 1.5 hours
  • It is only 20 minutes to the major city of Newcastle which, too, is rapidly expanding with major infrastructure projects and with more and more workers looking to live in and commute from the Lower Hunter.
The long term outlook for high yield SMSF property investment in the Lower Hunter Valley is exceptional.

Why Buy Your SMSF Property Now?

Right now the number of investors using their Superannuation to invest in property is steadily increasing. This will eventually have the effect of putting upward pressure on property prices. Also, the NSW Government has only recently released its new policy on using the building of Modular Homes for easing the housing shortage. Right now we are at the leading edge of the investment wave. Suitable properties are still in good supply. But we are noticing a big increase in investor interest and this will have an effect eventually of driving prices up. When will this occur? Probably in the next year or two. So now is the best time to be getting into the SMSF Property Investment market, and beat the inevitable price rises. Of course those price rises would mean that any SMSF property you invest in now will be one of the properties that will become more valuable over the next year or two.

Contact Us

If you want SMSF property wealth solutions, let us be a part of your self managed super fund investment strategy. We welcome you to contact us to discuss these wonderful SMSF property investment opportunities.